Terms of service

Welcome to LENDUP. These Terms of Service ("Terms") govern your access to and use of the LENDUP website ([Insert Website URL]) and any related services provided by LENDUP ("we," "us," or "our").

By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Nature of Our Services LENDUP acts as a finance broker, not a credit provider or lender. We provide a service to help you compare and apply for car loans and related financial products from our panel of third-party lenders. Any loan approval, terms, or interest rates are determined solely by the third-party lender, not by LENDUP.

2. User Eligibility and Obligations To use our services, you must:

  • Be at least 18 years of age.

  • Be a resident of Australia.

  • Provide accurate, current, and complete information during the application process (including but not limited to identification, income, and employment details).

You agree not to use our website for any unlawful purpose or in any way that could harm our business, our lending partners, or other users.

3. Financial Information and Advice The content on the LENDUP website is for general information purposes only and does not constitute personal financial advice. We do not take your specific financial objectives, situations, or needs into account when presenting general website content. We strongly recommend that you seek independent financial or legal advice before entering into any credit contract.

4. Third-Party Links and Lenders Our website may contain links to third-party websites and services, including our panel of over 30 lenders. We do not control these third parties and are not responsible for their content, privacy practices, or lending decisions. Your relationship with any lender is governed by their specific terms and conditions.

5. Fees and Commissions LENDUP does not charge you a direct fee for using our online comparison and application tools. We may receive a commission from the lender if your loan application is successful and settles. Details of any commissions or fees will be fully disclosed to you in your Credit Quote and Proposal document prior to you accepting any loan offer.

6. Intellectual Property All content, logos, branding, and text on this website are the intellectual property of LENDUP and are protected by Australian copyright laws. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

7. Limitation of Liability To the maximum extent permitted by Australian law, LENDUP and its employees, agents, and directors shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. We do not guarantee that any specific loan application will be approved by our lending partners.

8. Privacy Your privacy is important to us. How we collect, use, and protect your personal and financial information is governed by our Privacy Policy, which aligns with the Privacy Act 1988 (Cth). By using our services, you consent to the collection and use of your data as outlined in that policy.

9. Governing Law These Terms are governed by the laws of Victoria, Australia. Any disputes arising from these Terms or your use of the LENDUP website shall be subject to the exclusive jurisdiction of the courts of Victoria.

10. Changes to These Terms We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting to this page. Your continued use of the website constitutes acceptance of the revised Terms.

11. Contact Us If you have any questions or concerns regarding these Terms of Service, please contact us at: